All you have to do is pull your photo into your photo editing software (I use PSE11), use an action if you wish, then add your brushes, text ,or Word Art. There are tons of free fonts out there to use (I use 1001freefonts or dafont) and tons of Word Art for you to choose from!
Here’s some examples from the Creative Pixel Store:
…and here are my examples…
These can be framed, used as cards/postcards, in a scrapbook page, or even a smash book!
Have fun creating and hope to see your creations in theCreativePixel Members Gallery!